What is Bank Churning?

Bank Churning is the act of signing up for bank accounts that offer sign up bonuses. It's called churning because once you get into it, you will want to do it over and over again, and with many banks you will be able to after an allotted time has passed. Bank Churning is completely legal, has quite a few advantages over traditional investing, and few if any disadvantages. You can start with as little as $1 and I can show you how.

How much can i make?

Most offers are worth $100-$300 each. Some are worth more, and some are worth less. If you see an offer on my page, it is because I have done it myself, am doing it currently, or because it is worth doing. You will have to assess for yourself if an offer is worth doing or not. I suggest doing as many offers as you are eligible for and can meet the requirements for. The more you do the more money you can make. If you don't know if you will be eligible or if you will be able to meet the requirements, send me an email. I will be happy to help you determine if it is worth doing.

What's the catch?

It takes time, strong organizational skills, a keen eye for details, and having some money that you can move around will become necessary if you want to be able to do more offers. Some deals can be done with no money while others will require thousands of dollars. You can get started with nothing but having $500 or more will allow you to do more deals. Don't worry though, that $500 will still be yours, available for you to use in case of an emergency with the only consequence being that you won't get the bonus, and maybe a monthly service fee. If you think you might need the money, you probably shouldn't be attempting to Churn.  

What's in

it for You?

Most of the links that I plan to post are referral based meaning that when you sign up and complete the requirements, we both get paid. Some offers will not be referral based and you will be the sole benefactor. If you can start making money as easily as I do, then in the future it is my hope that you will use my referral links on other deals. 

Sounds like a pyramid scheme

Kind of! The difference is you never send me money, you never need to recruit anyone and your money stays in your pocket or rather, your banks. There is a whole churning Community! When we work together, we earn together. There are acutally a couple churning communities but the best one is called Doctor of Credit!

What's Doctor of Credit?

This is me on Doctor of Credit!

Doctor of Credit is the churner's lifeline to information! They have information on Bank Bonuses, Credit Card bonuses, Savings Accounts, and other profitable ventures. They are a non-biased information source for people trying to make extra money on the side. It is also a community of people that collaborate with each other. I first found DOC in December of 2018 when I was trying to find a savings account with the highest interest rate. That's when I came across a deal that would profit $100 and would only tie up $1 of my money for 6 months. The deal panned out and I was hooked. I set aside $500 just for churning and I was absolutely stoked when I had pocketed $1000 in just a few months! By the end of the year I had made just under $4000 churning.

Okay, Let's do it! Where do I start?

There are rules we follow and advice you will learn along the way. I suggest reading "A Beginners Guide To Bank Account Bonuses [2020 Update]" by William Charles of Doctor of Credit. I would also check out "Bank Account Reference Pages" also by William which has several links to posts with important information for those interested in Churning. Don't worry, you don't need to read it all right now. Here is an easy offer to start you on your way!

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